Termini e Condizioni


TERMS OF USE

The use of this website maintained by 130 Finance Srl (“130 Finance”) and its features, images, contents, articles  and documents (each a "Property" and together the "Properties"), is subject to the terms and conditions set forth below. As a result, use of such Properties constitutes the user's agreement to abide by the following terms and conditions:

The information provided by 130 Finance on these Properties is owned by 130 Finance (the "130 Finance Information").

NONE OF THE 130 FINANCE INFORMATION MAY BE COPIED OR OTHERWISE REPRODUCED, REPACKAGED, FURTHER TRANSMITTED, TRANSFERRED, DISSEMINATED, REDISTRIBUTED OR RESOLD, OR STORED FOR SUBSEQUENT USE FOR ANY SUCH PURPOSE, IN WHOLE OR IN PART, IN ANY FORM OR MANNER OR BY ANY MEANS WHATSOEVER, BY ANY PERSON WITHOUT 130 FINANCE’S PRIOR WRITTEN CONSENT.

In editing its information 130 Finance relies on factual information it receives from other sources 130 Finance believes to be credible. 130 Finance conducts a reasonable investigation of the factual information relied upon by it.

Users of 130 Finance's information should understand that neither an enhanced factual investigation nor any third-party verification can ensure that all of the information 130 Finance relies on will be accurate and complete. Ultimately, the providers of information are responsible for the accuracy of the information they provide to 130 Finance.

130 Finance seeks to continuously improve the quality and the reliability of its edited information, and periodically updates the accuracy and completeness of the information provided by third parties.

THE INFORMATION PROVIDED BY 130 FINANCE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND AND 130 FINANCE MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY SUCH INFORMATION. Under no circumstances shall 130 Finance have any liability to any person or entity for (a) any loss or damage in whole or in part caused by, resulting from, or relating to, any error or other circumstance or contingency within or outside the control of 130 Finance or any of its directors, officers, employees or agents in connection with the procurement, collection, compilation, analysis, interpretation, editing, transcription, transmission, communication, publication or delivery of any such information, or (b) any direct, indirect, special, consequential, compensatory, or incidental damages whatsoever (including without limitation, lost profits) with respect to the foregoing.

130 FINANCE is not engaged in the offer or sale of any security. A report edited is neither a prospectus nor a substitute for the information assembled, verified and presented to investors by the issuer and its agents in connection with the sale of the securities. Reports may be changed or withdrawn at any time for any reason in the sole discretion of 130 FINANCE. 130 FINANCE does not provide investment advice of any sort. 130 FINANCE is not responsible for any underwriting, credit, loan, purchase, strategic or investment decision. In issuing and/or maintaining a report, 130 FINANCE is not making any recommendation or suggestion, directly or indirectly to you, or any other person, to buy, sell, make or hold any investment, loan or security or to undertake any investment strategy with respect to any investment, loan or security of any issuer. ANY PERSON OR ENTITY WHO USES A REPORT DOES SO ENTIRELY AT HIS, HER OR ITS OWN RISK.

PRIVACY POLICY

Your privacy is very important to us. This Privacy Policy explains the basis upon which we collect and use information, including your personal information on the interactive properties operated and controlled by 130 FINANCE including, but not limited to, www.130finance.com and www.securitisation.it, and via any other applications (e.g., iPad app), interactive features, widgets and resources offered by us through traditional Internet Web sites, mobile devices or other platforms (each a "Property" collectively, the "Properties"). 

Please read through carefully to understand our practices regarding personal information and how 130 FINANCE use and treat it.

INFORMATION WE COLLECT

Personal Data

We may collect and process information that identifies you or can be used to identify or contact you (e.g., your name, e-mail address or other identifiers), ("Personal Data"). We request Personal Data from you when you register on any of our Properties. In addition to information collected during registration, we may collect Personal Data that you voluntarily provide.

Nonpersonal Data

In addition to Personal Data, 130 FINANCE may collect and/or track information that by itself cannot be used to identify or contact you, (e.g., demographic information - like age, profession or gender-, domain names, certain IP addresses, computer type, browser types, and other anonymous statistical data involving the use of our Properties ("Nonpersonal Data").

We use Nonpersonal Data to help us understand who uses our Properties and to improve and market our Properties.

IP Addresses

In addition to the non Nonpersonal Data highlighted above, we may collect certain information about your computer, including, where available, your IP address or other unique identifiers from your device. This information is collected for system administration (for example to enable identification and log-on for certain services), but also to understand more generally about the way users interact with our services. In certain cases, these IP addresses may amount to Personal Data or, when used in combination with other data which we hold, may enable us to identify you. This statistical information is not shared other than with our Affiliates in order to inform internal planning purposes. Once aggregated, this becomes generic Nonpersonal Data about our users' browsing actions and patterns, and does not identify any individual.

HOW WE USE INFORMATION AND WHEN WE MAY SHARE AND DISCLOSE INFORMATION GENERALLY

We use Personal Data that we collect solely for our internal use, including for statistical analysis of users' behavior, for product development, for content improvement or to customize the content and layout of our Properties.  We may, in our sole discretion, use Personal Data to contact you regarding (i) your account status and changes to the subscriber agreement, (ii) this Policy, (iii) any other policies, agreements or transactions relevant to your use of the Properties and (iv) in accordance with applicable laws, marketing to you products and services which we believe may be of interest to you.

OTHER DISCLOSURES OF PERSONAL DATA TO THIRD-PARTY PROVIDERS

We may share and disclose your Personal Data and Nonpersonal Data with businesses controlling, controlled by, or under common control with us.

We may also share and disclose your Personal Data and Nonpersonal Data:

In the event that we sell or buy any business or assets, in which case we may disclose your Personal Data and Nonpersonal Data to the prospective seller or buyer of such business or assets; and

If 130 FINANCE is acquired by a third party, in which case Personal Data and Nonpersonal Data held by it about its customers may be one of the transferred assets.

   

PROCESSING AND STORAGE OF DATA

Please be aware that your Personal Data and communications may be transferred to and maintained on servers or databases located outside your country.

In particular, if you are based in the European Union, you should be aware that the Personal Data that we collect from you may be transferred to, and stored at, a destination within the European Economic Area ("EEA"). It may also be processed by staff operating inside the EEA who work for us or for one of our suppliers. Such staff maybe engaged in, among other things, the fulfillment of the services you request from us, the processing of your personal details in order for us to provide our services to you and the provision of support services. By submitting your Personal Data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your Personal Data is treated securely and in accordance with this Privacy Policy.

By using our Properties you agree that the collection, use, transfer, and disclosure of your Personal Data and communications will be governed by the applicable laws in Italy.

LINKS

Each Property may contain links to Web sites and other interactive properties of third parties. We are not responsible for the collection and use of your information by these third parties, which will be governed by their data collection policies. We do not endorse, and are not responsible for, the privacy practices or the content of these properties. Please check these policies before you submit any Personal Data to these Web sites.

SECURITY MEASURES

We have established reasonable precautions to protect collected Personal Data from loss, misuse, unauthorized access, disclosure, alteration or destruction, which include contractual, administrative, physical, and technical steps. Technical measures include use of firewall protection and encryption technology where appropriate. However, no data transmission over the Internet or other network can be guaranteed to be 100% secure. As a result, while we strive to protect information transmitted on or through the Properties or services, we cannot and do not guarantee the security of any information you transmit on or through the Properties or services, and you do so at your own risk.

CONTACT INFORMATION FOR FITCH RATINGS

The Data Controller for this Property is  3 Caravelle.

Questions or concerns regarding our privacy policy and data protection practices should be addressed to:

Technical support 
3 Caravelle Srl 
Via Washington, 7 
20146 - MILANO 
Tel  +39 - 02 - 48102130

E-mail: Questo indirizzo email è protetto dagli spambots. E' necessario abilitare JavaScript per vederlo. .

YOUR RIGHTS

If you are based in the European Union, you have the right to ask us not to process your Personal Data for marketing purposes. We DO NOT intend to use your Personal Data for such purposes or to disclose your information to any Third-Party Providers for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at:  Questo indirizzo email è protetto dagli spambots. E' necessario abilitare JavaScript per vederlo. .

ACCESS TO INFORMATION

If you are based in the European Union, your local laws give you the right to access information held about you. Your right of access can be exercised in accordance with the relevant local legislation. Any access request may be subject to a limited administration fee (up to any limit imposed by local law) to meet our costs in providing you with details of the information we hold about you.

PRIVACY POLICY CHANGES

From time to time, we may change this Privacy Policy. If we decide to change this Privacy Policy, we will inform you by posting the revised Privacy Policy on the Property and, where appropriate, notified to you by e-mail. Those changes will go into effect on the Revision Date shown in the revised Privacy Policy. Your continued use of our Properties constitutes your consent to the revised Privacy Policy.

Effective Date:  March 9, 2013